Book Chapter introduction

 What is money? 

If you ask different people, they will have different answers related to this, but more or less, they will fall in the categories of below 10 responses. 

• Money is power.
• Money makes the world go round.
• Money doesn’t buy happiness, but it pays the bills.
• Money talks, everything else walks.
• Money is a mirror—it reflects who we are and what we value.
• Money is the root of all problems—and solutions.
• Money comes and goes, but expenses never stop.
• Money is a tool, not the goal.
• Money is survival in today’s world.
• Money isn’t everything, but it sure makes life easier.

In my humble opinion, With money comes financial freedom—and the peace of mind that relieves most of life’s stress.

• Where is money?

Nowadays, nearly every Hollywood blockbuster begins with a sweeping aerial shot—hovering above cities, landscapes, or oceans—to give the audience a wide-angle view of the world they’re about to enter. Similarly, before diving further, it helps to zoom out and look at the big picture: Where is the money actually concentrated in our world today?

What follows is a high-level overview—a financial "drone shot," if you will—of global and U.S. economic assets and flows. While many of these numbers may seem familiar, when viewed together, they offer a much broader perspective of how wealth, debt, and value are distributed across sectors.

These are roughly estimated figures as of June 2025, pulled from the most recent available data and credible sources.

• 130 Trillion in Entire World “Bond” Market.
• 110 Trillion in Entire World Stock Market.
• 55 Trillion in US Housing Market
• 52  Trillion in USA Stock Market
• 50 Trillion in USA Bond Market.
• 36 Trillion USA Govt Debt
• 27  Trillion GDP United States. 
• 26 Trillion US Commercial Real Estate: 
• 14.5 Trillions is total worth of Gold in the entire World.
• 14.5 Trillions in IRA Accounts.
• 10.2 Trillions in Wages each year in USA. 
• 8 Trillions in 401K accounts
• 7.3 Trillions in US Corporate Profits
• 6.7 Trillions in Money Market Funds. 
• 6.5 Trillion United States Govt Spending
• 4.6 Trillion United States Govt Revenue
• 2.74 Trillions worth of total CryptoCurrency in the world.
• 2.3 Trillions US dollars in circulation.
• 2.1 Trillions in US Students Debt
• 1.6 Trillions in Credit Card Debt
• 1.5 Trillions in US Car Loans Debt

• • 0.5 Trillion worth of Gold Reserve in USA