Thursday, June 19, 2025

The Compounding Crew !!!

 🏡 Welcome to The Compounding Crew!

https://chat.whatsapp.com/CEYyDNEWicp4X1g98SF8IO


This is a community for people passionate about building long-term wealth through smart investing, market insights, and shared learning. We’ve organized it into focused groups so you can easily find what fits your interest:


📈 Stock Discussions 🇺🇸📊

The original and most active group for real-time market talk, stock ideas, and Q&A.


🏦 Viral’s Long Term Investing

High-conviction, long-term stock picks from Viral, with performance updates to inspire and educate.


📰 Viral’s News & Views

Handpicked market-moving news, analyst upgrades/downgrades, and Viral’s perspective on key developments.


📊 Viral’s Options Flow/Picks

Options trades, call/put flows, LEAPS, and smart derivatives strategies shared by Viral.


⚡️ Viral’s Trade Tracker

Short- to mid-term trades with entry points and charts—showing what was bought and why, based on setup and conviction. 


📚 Knowledge Vault

A read-only archive of books, blogs, market notes, motivational content, and timeless investing wisdom curated by Viral.


🏀 Sports & Chill

Game banter, sports talk, and casual fun with like-minded investors.


💬 Community Lounge

For off-topic discussions, general chat, and community bonding.


🚀 Let’s grow together!

If you’re enjoying the community, please invite friends or family members who are genuinely interested in finance, markets, or building wealth. The bigger we grow, the stronger we compound—together.



Saturday, June 14, 2025

1 Winner is greater than 10+ Losers in Long Term Investing

 


Top 10 Losers Total = $9341 ; Top Winner: PLTR: +$19437. In the long run, 10 years plus, Your Top Winner will cover up losses from 100's of losers. IF YOU DO NOT SELL (winners or losers). 

As of June 14, 2025. 




Updated Recurring Buy Lists for the year 2025

As of June 14, 2025, Following tables shows the daily recurring buy list for 200 Plus Stocks. 












Top 200 Stocks in My Robinhood Portfolio by Allocation (%)

Below are the top 200 stocks in the Robinhood investment portfolio, ranked by percentage allocation (based on dollar amount): Date: 14, June, 2025. 

  1. PLTR
  2. CVNA
  3. NVDA
  4. NFLX
  5. CRWD
  6. UBER
  7. SE
  8. QQQ
  9. MELI
  10. TOST
  11. SPY
  12. FXI
  13. INDA
  14. DKNG
  15. ERJ
  16. COST
  17. IWM
  18. RBLX
  19. HOOD
  20. NET
  21. SHOP
  22. SPOT
  23. AMZN
  24. META
  25. SMCI
  26. APP
  27. OKTA
  28. MSTR
  29. CMG
  30. AFRM
  31. ABNB
  32. DASH
  33. BABA
  34. GRMN
  35. AXP
  36. NU
  37. SOFI
  38. Z
  39. QYLD
  40. CROX
  41. TTWO
  42. COIN
  43. HIMS
  44. ONON
  45. MAR
  46. TSLA
  47. BAC
  48. ANET
  49. RYLD
  50. COF
  51. CELH
  52. CHWY
  53. PSEC
  54. C
  55. EXPE
  56. SBUX
  57. MNDY
  58. DECK
  59. PANW
  60. MDB
  61. TTD
  62. ROOT
  63. CYBR
  64. MOH
  65. BA
  66. SPG
  67. PYPL
  68. AMBP
  69. SCHD
  70. LRCX
  71. FND
  72. JEPQ
  73. BIDU
  74. DIVO
  75. ISRG
  76. ASAN
  77. T
  78. WING
  79. ON
  80. NIO
  81. DAL
  82. QCOM
  83. LYFT
  84. WDAY
  85. BJ
  86. PTON
  87. O
  88. UPST
  89. CFG
  90. ZS
  91. WHR
  92. SNPS
  93. TPR
  94. DKS
  95. FOUR
  96. BYD
  97. NCLH
  98. WYNN
  99. ABBV
  100. TWLO
  101. QQQJ
  102. HUBS
  103. DPZ
  104. PEP
  105. LULU
  106. HD
  107. PINS
  108. ZIM
  109. JD
  110. AXON
  111. DIS
  112. COMM
  113. FDX
  114. PATH
  115. WM
  116. KWEB
  117. H
  118. BHP
  119. NOW
  120. DDOG
  121. VEEV
  122. AI
  123. SHAK
  124. TEAM
  125. ULTA
  126. D
  127. NTR
  128. TGT
  129. MTCH
  130. CPNG
  131. MGNI
  132. ROKU
  133. REAL
  134. OSCR
  135. LYV
  136. MDT
  137. CRM
  138. BOOT
  139. ETSY
  140. LMND
  141. DBX
  142. NTES
  143. ELV
  144. ENPH
  145. DOCU
  146. MU
  147. AVGO
  148. FUTU
  149. PGR
  150. HUM
  151. BROS
  152. XPEV
  153. PFE
  154. DXCM
  155. RUN
  156. OUT
  157. BKNG
  158. TKO
  159. HLT
  160. TXT
  161. RIVN
  162. IQV
  163. XYZ
  164. U
  165. YELP
  166. ZM
  167. MCHP
  168. AMD
  169. FROG
  170. PDD
  171. GOOGL
  172. BGS
  173. NOC
  174. TXRH
  175. TSCO
  176. JOBY
  177. NLY
  178. MATV
  179. DOCS
  180. CWH
  181. GPC
  182. APPS
  183. MMM
  184. DUOL
  185. NEE
  186. ADBE
  187. TLT
  188. RCL
  189. DHI
  190. OXY
  191. SNOW
  192. KTOS
  193. PAGS
  194. DGX
  195. BMBL
  196. BLDR
  197. LLY
  198. FTNT
  199. UPS
  200. BL



Sunday, June 8, 2025

Introduction to the Whatsapp Group

Hi everyone, and thank you for joining the group!

A quick intro — my name is Viral Patel. I live and breathe the stock market — it's a genuine passion of mine. I've been trading and investing for a long time now. Like many, I’ve had my fair share of ups and downs — especially with options, where I once ended up with just $5 left in my Robinhood account. That experience forced me to rethink my entire approach and reverse-engineer a strategy that actually works.


Back then, I could only afford "peanuts," and in 2021, I made a lot of random buys (remember when ROKU was $400?). But 2022 brought incredible buying opportunities — NVDA, SMCI (back when it was $8, pre-split), PLTR at $8, and more. A simple dollar-cost averaging approach helped me ride those picks into a strong 2023 and 2024.


Of course, markets are cyclical. Whether we’re entering another bear phase or not, I keep things simple: I buy small amounts every day — automatically set up through Robinhood — and I don’t plan on selling my core holdings anytime soon. I fully expect some losers, but so far, my big winners have more than made up for them.


One key strategy that’s helped me: I keep two separate accounts — one strictly for long-term investing (never selling), and another for trading. In my trading accounts (yes, I have multiple), I do everything from day trading to swing trades and even longer holds. I don't always care what the company does — if the chart looks good, I’m in and then I’m out. I also trade options, mostly LEAPS.


In this group, I’ll share what I’m buying, sometimes the reasoning behind it, along with any news, insights, or strategies that might help us all grow. I’m also a huge cricket fan, so expect the occasional cricket post too.


Some of my friends here have known me for 25 years — they won’t hesitate to pull my leg, and honestly, I wouldn’t want it any other way. But if you're new, please be kind! 😄


Feel free to ask questions !!!


One request to everyone - Things get extremely busy during “Trading Hours”; That is in between 9.30 to 4.00. I am doing lot of multiple things at a time. I also have a Day Job (which means meetings and pings and actual work etc), I am following through on news, checking chart of a stock in a multiple time frame (hourly, daily, weekly, monthly), checking options flow, checking various other technical parameters (such as relative volume, RSI), also monitor stock related news (Geo Political or what stable genuis has to say and what not)…So I understand you have a question, but try to have that after hours, so I dont get distracted answering it. Unless it is a very slow day with nothing much happening. 


I spend 80 hours a week in the market (no kidding), I am mostly aware of what is happening in the market and why it is happening…or at least I have a theory or logic about it. I can be wrong too. Also when I a stock lands in my hand, I have to decide, whether it is good for long term (then it goes in the investing bracket) vs trading bucket. Within Trading, whether I want to trade it through options or buy stocks. Do I want to buy a Leap or monthly option. There is a lot that goes on behind every trade I take. I share 80% of it (as long as I am confident, it can benefit someone else), There are risks I take (such as yolo SPX options on daily basis or ER trades (I try not to), but that I wont share, because thats just coin toss, You never know its going to work or not. 



When time permits, please read some of these blogs written by me: 


https://viralpatel15.blogspot.com/2021/03/stock-market-beginner-advice.html


https://viralpatel15.blogspot.com/2022/01/ideal-allocation-of-money.html


https://viralpatel15.blogspot.com/2024/08/building-stock-portfolio.html


https://viralpatel15.blogspot.com/2022/04/my-favorites-stock-compilation-list.html


https://viralpatel15.blogspot.com/2022/05/ronald-read-robinhood-portfolio.html


https://viralpatel15.blogspot.com/2022/12/robinhood-portfolio-recurring-buying.html


https://viralpatel15.blogspot.com/2023/12/2023-portfolio-performance.html


https://viralpatel15.blogspot.com/2023/12/2024-stocks-picks.html


https://viralpatel15.blogspot.com/2024/12/stock-picks-2025.html


https://viralpatel15.blogspot.com/2024/12/list-of-stocks-with-highest-allocation.html


https://viralpatel15.blogspot.com/2025/05/stock-options-portfolio-rules.html


https://viralpatel15.blogspot.com/2025/04/5-are-actually-million-dollars.html


https://viralpatel15.blogspot.com/2025/04/1-million-to-invest-today-for-10-years.html


https://viralpatel15.blogspot.com/2024/12/where-can-we-learn-about-stock-market.html


https://viralpatel15.blogspot.com/2024/10/big-tech-25-trillion-valuation-by-2030.html


https://viralpatel15.blogspot.com/2025/05/book-chapters-or-youtube-sessions.html





HAVE A SEPARATE TRADING and INVESTING ACCOUNT. 


I know it is a big question - whether you are a trader or an investor, and it will take probably years to find the true answer. Not everyone is a good trader, and not everyone is a good investor. Very difficult to do both. You dont have to decide, you are a trader or investor, but least you can do is have 2 separate accounts. One for Trading and One for Investing. Accounts are free to open and it will clear lot of confusion in your mind. 


The ones you buy for “Investment” —> have a life long committment to that. If not entire life - at least very very long term - 20 years if possible …10 may be…Least you should do is buy it for 5 years. Buy only those company shares, which you know them well. The Usual Suspects…Apple, Google, Meta, Microsoft, NVDA, Costco, Nike, Pepsi, Target, Disney …bla bla bla…not all but the ones that you like but at least you know that company is not going to closed down in 5 or 10 years….Most will be there for next 20. 


The other Risky ones —> You buy them in a “Trading” account. Some times longer dated trade like 12 months, 24 months, 3 years….some short dated. Once a stock is in your trading account for more than 12 months, may be you like that stock…such as Uber, or Robin Hood or Palantir, and if you understand that company better, then you can move it to Investment account/category. 


Now about Trading —> use this mantra: “TREND IS YOUR FRIEND”….If it is not trending, not worth buying it…For example: Air Bnb might be a good stock or good company, but its not trending for last 12 months, it will be sideways…Just ignore it until it is trending. Secondly, Learn to read Chart. At a very least, you should know about moving averages. Its just one thing. It will take only 15 minutes to learn it. Learn it. It will be very helpful. 



Saturday, June 7, 2025

Book Chapter introduction

 What is money? 


If you ask different people, they will have different answers related to this, but more or less, they will fall in the categories of below 10 responses. 


  • Money is power.
  • Money makes the world go round.
  • Money doesn’t buy happiness, but it pays the bills.
  • Money talks, everything else walks.
  • Money is a mirror—it reflects who we are and what we value.
  • Money is the root of all problems—and solutions.
  • Money comes and goes, but expenses never stop.
  • Money is a tool, not the goal.
  • Money is survival in today’s world.
  • Money isn’t everything, but it sure makes life easier.


In my humble opinion, With money comes financial freedom—and the peace of mind that relieves most of life’s stress.



    • Where is money?


Nowadays, nearly every Hollywood blockbuster begins with a sweeping aerial shot—hovering above cities, landscapes, or oceans—to give the audience a wide-angle view of the world they’re about to enter. Similarly, before diving further, it helps to zoom out and look at the big picture: Where is the money actually concentrated in our world today?


What follows is a high-level overview—a financial "drone shot," if you will—of global and U.S. economic assets and flows. While many of these numbers may seem familiar, when viewed together, they offer a much broader perspective of how wealth, debt, and value are distributed across sectors.


These are roughly estimated figures as of June 2025, pulled from the most recent available data and credible sources.



  • 130 Trillion in Entire World “Bond” Market.
  • 110 Trillion in Entire World Stock Market.
  • 55 Trillion in US Housing Market
  • 52  Trillion in USA Stock Market
  • 50 Trillion in USA Bond Market.
  • 36 Trillion USA Govt Debt
  • 27  Trillion GDP United States. 
  • 26 Trillion US Commercial Real Estate: 
  • 14.5 Trillions is total worth of Gold in the entire World.
  • 14.5 Trillions in IRA Accounts.
  • 10.2 Trillions in Wages each year in USA. 
  • 8 Trillions in 401K accounts
  • 7.3 Trillions in US Corporate Profits
  • 6.7 Trillions in Money Market Funds. 
  • 6.5 Trillion United States Govt Spending
  • 4.6 Trillion United States Govt Revenue
  • 2.74 Trillions worth of total CryptoCurrency in the world.
  • 2.3 Trillions US dollars in circulation.
  • 2.1 Trillions in US Students Debt
  • 1.6 Trillions in Credit Card Debt
  • 1.5 Trillions in US Car Loans Debt

0.5 Trillion worth of Gold Reserve in USA

Wednesday, May 21, 2025

Stop Loss

 A Message for Newbie Investors

As someone who frequently shares insights on stock market investing, I've noticed that many individuals struggle to adopt a profitable strategy. The primary issue is that most new investors have a trading mindset, focusing on buying and selling stocks for quick profits.
However, I'd like to share a simple yet effective approach that requires minimal knowledge of technical or fundamental analysis. By leveraging basic mathematical skills and discipline, you can achieve profitability.
*The 1% Stop Loss vs 2.5% Profit Ratio*
Implement the following ratio for intra-day or intra-week trades:
- 1% stop loss → 2.5% profit
- 2% stop loss → 5% profit
- 4% stop loss → 10% profit
- 8% stop loss → 20% profit
By following this ratio, you can maintain profitability even with a significant number of losing trades.
*A Real-World Example*
Assume you have $10,000 and decide to take 10 trades, each with $1,000. You're wrong on 7 trades with an 8% stop loss, resulting in a loss of $560. However, your 3 winning trades with a 20% gain generate $600, yielding a $40 profit.
*Key Takeaways*
1. *Discipline*: Stick to your stop loss and profit targets.
2. *Patience*: Allow your trades to play out, even if it takes 6 months.
By adopting this strategy, you'll be well on your way to achieving profitability in the stock market.