Million Dollar Plan

 Although, it seems like market is forming a near term Top - as federal bank has started tapering the bond purchase program - historically speaking, market always rebounds due to TINA (There is no alternative) factor. 

To take advantage of upcoming downturn plan is to invest iteratively. I have distributed stocks in the following four categories: 

1) Top 50 Stocks: These are - in my opinion - best 50 stocks - as of today. I would prefer to keep this list as is at least for a year - if not 10 years. There might be some changes in it - if the fundamental story behind it changes. 

2) Trend Portfolio: These are after the 50 stocks picked in the 1st list - however they are in the uptrend. This list will always needs some update - if not each quarter - may be after each month. As often - trend sometimes form the near term top while big money moves to new other alternatives. Nevertheless this list has 62 stocks as of now - out of which 39 of them are more preferred compare to other 22, so 39 of them will get double the allocation within this portfolio. 

3) Beaten Down Growth Stocks: It is a small list of my favorite stocks - 20 to be precise. But they are in downtrend and hence sort of falling knife. But for bargain hunters - it is the best opportunity to buy them at a discounted price. 

4) Risky Bets: Fourth list has the more risk involved. Its the list of 70 stocks - which are beaten down - but some of them provide great opportunity for long term winners. 

In my opinion, if you are planning to invest in all four portfolio's - you may put 400$ in Top 50 Stocks, 300$ in Trend Portfolio, 200$ in Beaten Down Growth Stocks and 100$ in Risky bets. This way, you are putting maximum amount in best at the same time not missing out on potential multi baggers. Whether you can afford to invest 1000$ per week or twice a month or month - depends entirely upon you. 

Should you choose to put 1000$ (in above mentioned 4 portfolio's) per week, that will be 52000$ per year and 260,000$ in 5 years. My expectation is that after 5 years, these portfolio combined should have close to million dollar (if not more) - hence the title Million Dollar Plan. 

List of Top 50 Stocks: 

1. ABNB
2. ABT
3. AMD
4. AMZN
5. AXP
6. BA
7. BAC
8. BILL
9. BLDR
10. CF
11. CMG
12. COF
13. COST
14. CRL
15. CYBR
16. DIS
17. DKS
18. DXCM
19. ENPH
20. EXPE
21. FND
22. GRMN
23. H
24. HLT
25. HZNP
26. JD
27. LHX
28. LRCX
29. LULU
30. LYV
31. MCHP
32. MDB
33. MIDD
34. MOH
35. NFLX
36. NVDA
37. OKTA
38. RH
39. SBUX
40. SE
41. SGEN
42. TMUS
43. TSCO
44. TTD
45. TTWO
46. U
47. URI
48. WAL
49. ZIM
50. ZS

List of Trend Portfolio: 

The ones that gets double allocation: 

1. AFRM
2. AMBA
3. ANET
4. ASAN
5. BBY
6. BJ
7. BKNG
8. BOOT
9. COIN
10. CROX
11. DASH
12. DDOG
13. ETSY
14. FBHS
15. FTCH
16. FTNT
17. HUBS
18. INMD
19. INTU
20. MNDY
21. MRVL
22. NET
23. NOW
24. NTES
25. ON
26. PANW
27. POOL
28. RBLX
29. SEDG
30. SHOP
31. SIVB
32. TECK
33. TNDM
34. TSLA
35. ULTA
36. XLNX
37. ZBRA
38. ZI
39. ZTS

The ones that get single allocation: 

1. ATKR
2. BBWI
3. CPRI
4. CRM
5. CRWD
6. EL
7. ESTC
8. HUT
9. IQV
10. MTTR
11. NKE
12. PLBY
13. PUBM
14. QGEN
15. RACE
16. S
17. SHW
18. SNOW
19. STZ
20. UI
21. ZION
22. ZIP

Beaten Down Growth Stocks: 

1. ATVI
2. CVNA
3. DBX
4. DKNG
5. HOOD
6. LYFT
7. MELI
8. MTCH
9. NIO
10. PINS
11. PLTR
12. PTON
13. ROKU
14. SPOT
15. TDOC
16. TWLO
17. TWTR
18. UBER
19. UPST
20. Z

Risky Growth Picks: 

The Ones that get double the allocation: 

1. APPS
2. BMBL
3. BYND
4. CELH
5. CGC
6. CHGG
7. CHPT
8. CSIQ
9. ERJ
10. FOUR
11. FSLY
12. FVRR
13. IRBT
14. LILM
15. LMND
16. LZ
17. MGNI
18. PAGS
19. PLUG
20. RDFN
21. SAGE
22. SAVA
23. SFIX
24. SHAK
25. SOFI
26. SPCE
27. SRPT
28. VIR
29. VRM
30. WISH
31. YOU

The ones that get single allocation: 

1. AI
2. BEAM
3. CCL
4. CHWY
5. DAL
6. DDD
7. DISCA
8. EDIT
9. EXAS
10. EXPI
11. FCEL
12. FROG
13. FUTU
14. GDRX
15. JAZZ
16. LAZR
17. LSPD
18. MARA
19. MQ
20. MRNA
21. MSTR
22. PACB
23. PATH
24. PENN
25. QS
26. REGI
27. RKT
28. RUN
29. SABR
30. SAM
31. SKLZ
32. SNAP
33. TOST
34. UPWK
35. VIAC
36. WYNN
37. ZM
38. ZNGA

Apart from these lists, there is also one list for "Dividend Portfolio" - just in case you want to park your money - for consistent but slow growth - which will give better return than banks or fixed deposits or bond yields. 

1. AAPL
2. ABBV
3. AVGO
4. BMY
5. CFG
6. CVS
7. CVX
8. JEPI
9. JPM
10. MCD
11. NEE
12. PEP
13. PFE
14. PG
15. PSEC
16. QYLD
17. RYLD
18. SPG
19. SPYD
20. VZ

These lists are complex lists but it won't take more than one hour to set it up in M1-Finance or Robinhood (which allows fraction stocks trading). In my opinion, M1-Finance is best suited for this - as you can open multiple different accounts for each of these portfolio's. (something that I have done myself). You may use this referral link (https://m1.finance/fezeRdaR7PIt) to open new M1-Finance account(s) and you will get 30$ (and so will I). 

I will be constantly monitoring these portfolios - as they will need update - most likely once in a month. 

Good luck and Happy Investing !!! 

Update on ETF Investing

On March 4th, 2021 - I published following blog: 

https://viralpatel15.blogspot.com/2021/03/stock-market-beginner-advice.html

If you followed it and invested 5$ per day in these ETF's (I did), following are the return: 

SPY: 9.62%

QQQ: 15.11%

IWM: 3.75%

INDA: 9.53%

FXI: -6.57%

Overall, return of, 5.93% in roughly 9 months. 

50 Stock Trend Portfolio

On September, 2021 - I created list of 50 stocks and started investing in them iteratively, putting 200$ per week in M1Finance. 

Following is the initial list of these 50 stocks: 

1. AMZN
2. AXP
3. BILL
4. BLDR
5. CMG
6. COF
7. COST
8. CRL
9. CRWD
10. CVNA
11. CYBR
12. DAL
13. DBX
14. DKNG
15. DKS
16. DXCM
17. ENPH
18. EXPE
19. FDX
20. FND
21. FUTU
22. GRMN
23. H
24. JD
25. LHX
26. LRCX
27. LULU
28. LYV
29. MDB
30. MELI
31. MOH
32. MS
33. MTCH
34. NFLX
35. OKTA
36. PINS
37. PLTR
38. RH
39. SBUX
40. SGEN
41. SWKS
42. TDOC
43. TSCO
44. TTD
45. U
46. UBER
47. ULTA
48. WAL
49. Z
50. ZS

Since September, I made few changes to this list. I removed FUTU, ULTA and added TTWO and BA. 

Today, I am removing, AMZN, MS, SWKS and Z from the list and adding CF, MCHP, URI and V. 

JULY 26-JULY 30 2021 WEEKLY STOCK PICKS

20 LARGE CAP STOCKS TO INVEST IN

 Following are list of 20 stocks which are safe to invest in for near future. Even if they go down, due to market correction, these are some great companies which are going to outperform overall market given 3 to 5 year time frame. 

They are:

Amazon (AMZN), Mastercard (MA), Nvidia (NVDA), Disney (DIS), Abbvie (ABBV), 

SalesForce (CRM), Costco (COST), Pinduoduo (PDD), Honeywell (HON), Citigroup (C), 

Bristol Myers (BMY), Boeing (BA), Starbucks (SBUX), Raytheon (RTX), American Express (AXP), 

3M (MMM), CVS, Target (TGT), Square (SQ) and Intuitive Surgical (ISRG). 

These list of companies has range of companies to cover multiple industries. These companies are all worth over 100 billion in market cap, so the selection is from large cap industries and hence risk level is low. 

Stock Market Beginner Advice

 Full disclosure: I have been trading stocks since 2007. Lehmann brothers collapse destroyed my account in 2008. Although, I was investing from 2007 till 2016 - intermediately - I was not a full time trader until 2017. 

From 2017, I have spend roughly 40-60 hours on a weekly basis, doing lot of analysis and following is my advice for any beginner. 

Step 1: Open a stock trading account. (Although professionally speaking, TD Ameritrade, E-Trade are two of the best trading websites - if you are a beginner - Robinhood's user interface is very customer friendly.)

(You may choose following link to open a Robinhood account: https://join.robinhood.com/viralp56)

Step 2: Invest 5$ in the following 5 ETF's

• SPY
• QQQ
• IWM
• INDA
• FXI

SPY will cover 500 top companies trading in United States.

QQQ will cover Nasdaq's top 100 companies in United States.  

IWM will cover top 2000 United States companies - many of them are small and mid caps. 

INDA will cover top companies from India (an emerging market)

FXI will cover top companies from China (perhaps the next global leader)

Step 3: 

Set up a recurring payment of 5$ on daily basis in each of the above 5 ETF's (Monday to Friday).

Note: This will ensure you are covered for downturn as well as you are averaging out on uptrend. 

Step 4: 

Enjoy nice 8 to 10% return on an average per year. 

Step 5 (Optional): 

Thank me after 10 years when you have more than 100% Gain on your investment :)

Edit 1: Follow above method at least for your first 10,000$. Once you reach that threshold and wanted to jump in individual stocks, please invest in any of the following three buckets based on your risk tolerance. 

https://viralpatel15.blogspot.com/2022/04/my-favorites-stock-compilation-list.html

Invincible Media won

 Leftist media has declared Joe Biden has won the election. There are certain states where margin of victory is so small, that there is going to be recounts. So expect the unexpected. But in the long game - this is a victory to China. 

Bill Clinton was a democrat but he was a southern democrat. Many of his policies were left leaning but only slightly. His war against drugs policy, some of the financial reforms etc were more or less centrist. It is through Obama's administration when USA started leaning towards Socialism. Providing healthcare through government was the first step, restricting banks through lot of regulations was second and so on. Another significant progress that was made during Obama's administration was taking the control of Media houses. Before 2008 - there was a left leaning media - but there was also platform for being unbiased opinion (CNN) and right wing voices (FOX). However, a place where there was plenty of opportunity for right wing and centrist voices was "Social Media". Trump took complete advantage of Twitter, Facebook etc to get elected through Social Media. 

However, things changed in last four years. There are no platforms available for right wings. Hollywood movies ensured plenty of content delivered to project right wing is the villain. Helped by Sports celebrities (take a knee movement), music celebrities and what not. Next came suppression through Social Media. Facebook, Twitter, Reddit - started blocking any content from right wing voices. 

Election result was the result of all the steps taken above. You do not need to even wait for the result and how media started projecting Biden has more seats. When even 70% of votes were not counted in Arizona, they declared Biden a winner, there and many other places. Resulting in constant display of Biden having more electoral votes than Trump. This is to create a picture that Biden was winning all along and if there is a doubt, that doubt will be projected in such a way that Trump is whining. Media is too smart, too powerful and in some way Invincible. 

In fact, Biden was selected from Democrats side because he would do what Media will tell him to do. Poor Bernie Sanders again got defeated in Primary through that same politics - because he does not represent the left wing establishment. 47 years - Biden is in Politics - but majority of people voted for him - may not even name one or two ideas of Joe Biden. What did Joe changed in 47 years? What was the tag line of Biden's campaign? Well, many of them did not voted for Biden - but instead voted to kick Trump out of Power - and they Won. But Did they? or Did Media won. 

Left may claim that Republicans have the senate and they have the Judges, but do they? Senate race is still not over. There is a possibility that fraud may have happened in Michigan race (for both senate and presidential election), but for now, since Michigan is a blue state (Blue Governor), its kinda kept under the carpet. Media has smartly taken the discussion over Georgia, Nevada, Arizona race and removed Michigan from the conversation. In the best case scenario for Republicans - they can only have 51 Seats. Having a slim majority with one or two more Senators does not prevent from Media to run blue policies. Senator Mitt Romney already congratulated Joe Biden over Twitter and seems like very happy - an easy candidate to flip - if needed. 

But from the larger perspective, this is not just a victory for Biden or Left wing Media but bigger victory for China. China was being pushed by Trump over trade deal. Now he is gone and more left leaning party is taking control of the America. America has already taken few steps towards Communism. Government will provide healthcare, Government will buy company bonds, Government will provide more money if you are unemployed, Government will provide Stimulus money. China will be very happy seeing all these policies. Europe was already moving left. Putin already indicated due to his health, may step out in a month. 60% of World Population is in Asia. China is truly winning and ready to dictate the world. Like it or not - 21st Century belongs to ASIA. Even Buffett is investing in Japan.